Cross-border, retail, online, cards and tokenised
Formerly P3Payments, with every exception handled.
StageMachine Payments brings the payment components we built for banks, retailers and wallets onto StageMachine Enterprise: money moves on your rails, and every exception, dispute and reconciliation break becomes a case.
Modules
Cross-border, retail and online, and card and tokenised payments, with every exception run as a case.
Cross-border
Remittances and multi-currency transfers, with screening and exceptions handled as cases.
Retail & Online
POS, e-money, closed-loop, P2P and online checkout for retailers, malls and merchants.
Cards & Tokenised
Card issuance and management, and tokenised payments.
The model behind Payments
Stagebots in StageMachine Payments run on a dedicated StageIntelligence model.
StageIntelligence for Payments Indicative
Model superpowers: how this model is tuned for its mission. Draft list, subject to change.
- 01Transaction intelligence
Detects anomalies and fraud patterns in near real time.
- 02Screening
Checks sanctions, PEP and adverse-media hits and explains each hit.
- 03Dispute handling
Assembles chargeback evidence against card scheme rules.
- 04Merchant risk
Assesses merchant onboarding and ongoing behaviour.
- 05Reconciliation
Matches settlements, fees and FX across rails and flags breaks.
Today StageIntelligence models are enterprise-grade with zero data retention. Privately hosted models dedicated to each customer are rolling out. About StageIntelligence
Customer stories
Where the platform behind StageMachine Payments runs.
Cards, wallets and payments for banks and retailers
Project work for Tesco Lotus, BNP Paribas, TMB, Krungthai, Fashion Island and e5 across card issuance, POS terminals, payment apps, e-money, closed loop, P2P, fund management and transfers.
Read the story
Soneri Bank: digitalising a conventional bank
Soneri Digital, the bank's consumer digital bank, runs on our platform. Since 2021 we have been Soneri Bank's exclusive attached fintech and AI lab partner.
Read the storyWorks with
StageMachine Enterprise
The core platform: cases, StageContracts, permissions, Backstage and Stagebots. Fiduciary decisions stay with people.
Explore Enterprise Consumer, business and trade bankingFormerly P3StageMachine Banking
Consumer, business and trade banking that runs next to your core, as cases with Stagebots.
Explore Banking General, life, claims and reinsuranceFormerly P3StageMachine Insurance
General and life insurance, claims and reinsurance, from first quote to final settlement.
Explore Insurance Commerce, subscriptions and fulfilmentStageMachine Commerce
Ordering, subscriptions and fulfilment for venues, retailers, telcos and online operators.
Explore CommerceFrequently asked questions
Is this the P3 platform?
Yes. StageMachine Payments is the evolution of the P3 payments components, now running on StageMachine Enterprise.
See StageMachine Payments in action.
Book a demo and we will show you how it runs for your team, with your brand.