General, life, claims and reinsurance

Formerly P3

Insurance, from first quote to final claim.

StageMachine Insurance lets insurers onboard customers faster, let them file claims from anywhere, and run underwriting, claims and reinsurance as cases, with Stagebots preparing the work and people making the decisions.

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Modules

General and life insurance, claims and reinsurance, from first quote to final settlement.

01

General Insurance

Distribution, quotes, policies and renewals for general lines, with omnichannel customer journeys.

02

Life Insurance

Life policy journeys from proposal to policy servicing, run as cases. [CONFIRM: life insurance scope to describe publicly]

03

Claims

Customers file and follow claims from any device. Claims are triaged, assessed and settled as cases, with settlement decisions kept human.

04

Reinsurance

Treaty and facultative submissions and cessions tracked as cases.

For many years our platform has powered digital insurance services, including customer apps, claims-ready customer web, and reports and BI.

The model behind Insurance

Stagebots in StageMachine Insurance run on a dedicated StageIntelligence model.

StageIntelligence for Insurance Indicative

Model superpowers: how this model is tuned for its mission. Draft list, subject to change.

  1. 01
    Risk underwriting

    Reads proposals, inspection reports and history to score risk.

  2. 02
    Policy wording

    Compares clauses, exclusions and endorsements.

  3. 03
    Claims triage

    Classifies claims by severity, coverage and fraud likelihood.

  4. 04
    Fraud signals

    Flags inconsistent narratives, duplicate claims and unusual patterns.

  5. 05
    Reinsurance placement

    Prepares treaty and facultative submissions and tracks cessions.

Today StageIntelligence models are enterprise-grade with zero data retention. Privately hosted models dedicated to each customer are rolling out. About StageIntelligence

Customer stories

Where the platform behind StageMachine Insurance runs.

Jubilee Insurance mobile app screens
Insurance · Pakistan · Since 2020

Jubilee Insurance: digitalising insurance

For many years our platform has powered Jubilee Insurance's digital insurance services: customer apps, a claims-ready customer web, and reports and BI based on an AI-based insurance engine.

Read the story

Works with

All products

Case-based workflow and operating platformFormerly StageMachine OS

StageMachine Enterprise

The core platform: cases, StageContracts, permissions, Backstage and Stagebots. Fiduciary decisions stay with people.

Explore Enterprise
Consumer, business and trade bankingFormerly P3

StageMachine Banking

Consumer, business and trade banking that runs next to your core, as cases with Stagebots.

Explore Banking
Cross-border, retail, online, cards and tokenisedFormerly P3

StageMachine Payments

Cross-border, retail and online, and card and tokenised payments, with every exception run as a case.

Explore Payments
Commerce, subscriptions and fulfilment

StageMachine Commerce

Ordering, subscriptions and fulfilment for venues, retailers, telcos and online operators.

Explore Commerce

Frequently asked questions

Can Stagebots settle claims?

No. Stagebots triage and prepare claims; settlement decisions stay with people.

Is this the P3 platform?

Yes. StageMachine Insurance is the evolution of the P3 insurance components, now running on StageMachine Enterprise.

See StageMachine Insurance in action.

Book a demo and we will show you how it runs for your team, with your brand.

Book a demo