One platform, packaged for every industry

Every case. Every stage. Run with AI, decided by people.

StageMachine is one case-based platform for the work that matters: banking, insurance, payments, commerce, manufacturing, logistics, vision and customer engagement. Stagebots do the legwork inside each case, on StageIntelligence, our private range of mission-specific models. People keep the decisions that carry responsibility.

A decade of platforms for banks, insurers, telcos, retailers and governments

Soneri BankJubilee InsuranceSwisscomNokia ArenaBNP ParibasKrungthaiTMBPMEXZappTesco LotusFashion Islande5KoshimizuThai Government

One platform.
Packaged for every industry.

StageMachine Enterprise is the core. Industry products switch on as feature-flagged modules, and Stagebots on StageIntelligence work inside every case.

Industry products on one core. Stagebots on StageIntelligence inside every case. Your existing systems underneath.

Case-based workflow and operating platformFormerly StageMachine OS

StageMachine Enterprise

The core platform: cases, StageContracts, permissions, Backstage and Stagebots. Fiduciary decisions stay with people.

Explore Enterprise
AI layer

Stagebots on StageIntelligence

Private, mission-specific models, one per capability. Enterprise-grade with zero data retention today; privately hosted models per customer are rolling out.

Explore StageIntelligence
Consumer, business and trade bankingFormerly P3

StageMachine Banking

Consumer, business and trade banking that runs next to your core, as cases with Stagebots.

Explore Banking
General, life, claims and reinsuranceFormerly P3

StageMachine Insurance

General and life insurance, claims and reinsurance, from first quote to final settlement.

Explore Insurance
Cross-border, retail, online, cards and tokenisedFormerly P3

StageMachine Payments

Cross-border, retail and online, and card and tokenised payments, with every exception run as a case.

Explore Payments
Commerce, subscriptions and fulfilment

StageMachine Commerce

Ordering, subscriptions and fulfilment for venues, retailers, telcos and online operators.

Explore Commerce
Production, quality, suppliers and maintenance

StageMachine Manufacturing

Production orders, quality, supplier and procurement, and maintenance run as cases, with quality release kept human.

Explore Manufacturing
Shipments, tracking, warehouse, carriers and customs

StageMachine Logistics

Shipments, real-time tracking, warehouse, fleet and carriers, and customs, on StageMachine Enterprise with real-time features.

Explore Logistics
Machine vision and video analytics

StageMachine Vision

Machine vision for safety, quality and security, with human review. Every detection becomes a case.

Explore Vision
Customer engagement and support

StageMachine Engage

Customer engagement and support for any business that serves end customers: video, AI agents and WhatsApp, with people who take over when it matters.

Explore Engage

Why StageMachine.

Work runs as cases. Policy lives in StageContracts. AI works inside the rules. People keep the decisions that carry responsibility.

01

The case is the atom

Every piece of work is a case with an entity, a value stream and a stage. Policies, approvals and stage gates live in StageContracts, not custom code.

02

Stagebots, inside the rules

Stagebots work alongside people as assistants, and as workers that carry out case steps within policy and permissions.

03

Private AI, built for you

One StageIntelligence model per capability. Today StageIntelligence models are enterprise-grade with zero data retention. Privately hosted models dedicated to each customer are rolling out.

04

Proven in production

Our banking, insurance, payments and commerce products come from platforms customers have run in production for years.

Proven where it is hardest.

Banks, insurers, exchanges, telcos, arenas and governments have run our platforms in production since 2014.

Soneri Digital banking app screens
Banking · Pakistan · 2020 – ongoing

Soneri Bank: digitalising a conventional bank

Soneri Digital, the bank's consumer digital bank, runs on our platform. Since 2021 we have been Soneri Bank's exclusive attached fintech and AI lab partner.

Read the story
Jubilee Insurance mobile app screens
Insurance · Pakistan · Since 2020

Jubilee Insurance: digitalising insurance

For many years our platform has powered Jubilee Insurance's digital insurance services: customer apps, a claims-ready customer web, and reports and BI based on an AI-based insurance engine.

Read the story
Nokia Arena exterior at night
Commerce and retail · Finland · 2021 – ongoing

Nokia Arena: at-venue remote ordering

Fans at Nokia Arena skip the queues: they order from their seat, pay on their phone and pick up when their order is ready.

Read the story
Swisscom Pay app on a smartphone
Telecoms · Switzerland · 2021 – ongoing

Swisscom: Swisscom Pay and subscription offers

A proof-of-concept project for Swisscom Pay and a subscription-offers platform where customers discover products and offers and get exclusive benefits in one place.

Read the story
Watashino Koshimizu logo
Commerce and retail · Japan · 2021 – ongoing

Watashino Koshimizu: commerce and subscriptions in Japan

In Japan, we deliver a platform for commerce, order management, subscription management and payments for Watashino Koshimizu.

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River and green hills in Thailand
Public sector · Thailand · 2014 – 2016

Thai Government: flood and drought prediction

Our first major project: a flood and drought prediction platform for water management in Thailand, combining IoT, analytics and decision support.

Read the story

All case studies

“Our partnership with P3 has been transformative. With over half a million active digital service users we continue to invest in our relationship for long term success.”

Amin Feerasta, Chairman of the Board, Soneri Bank [CONFIRM: title; p3.fi says CEO, internal notes say Board Chairman]

Our story

From Helsinki, 2014.

A Nordic design and AI platform provider that spent a decade building for banks, insurers, telcos and commerce across Asia, Europe and the Gulf.

Read our story

  1. 2014

    Founded in Helsinki

    Founded in October 2014 as a Nordic design and AI platform provider to market-leading businesses.

  2. 2020

    Complete platforms for banking, trade, insurance and commerce

    Soneri Bank, PMEX, Jubilee Insurance and Zapp.

  3. 2021

    Commerce, subscriptions and payments in Europe and Japan

    Nokia Arena, Swisscom and Koshimizu. The same year, we became Soneri Bank's exclusive attached fintech and AI lab partner.

  4. 2027

    StageMachine

    Our banking, insurance, payments, commerce and operating platforms come together as one case-based platform, and the company becomes StageMachine Oy.

Frequently asked questions

What is StageMachine?

StageMachine is one case-based workflow and operating platform, packaged for each industry. StageMachine Enterprise is the core. On top of it sit StageMachine Banking, StageMachine Insurance, StageMachine Payments, StageMachine Commerce, StageMachine Manufacturing, StageMachine Logistics, StageMachine Vision and StageMachine Engage. We can also run it for you, secure it, or operate it jointly with your team.

What are Stagebots and StageIntelligence?

Stagebots are AI assistants that work alongside people and AI workers that carry out case steps within policy and permissions. They run on StageIntelligence, a private range of mission-specific language models, one per capability.

Where does our data go?

Today StageIntelligence models are enterprise-grade with zero data retention. Privately hosted models dedicated to each customer are rolling out.

Do we have to replace our core or accounting system?

No. StageMachine connects to your existing finance and accounting systems, or recommends one where needed. There is no separate StageMachine ledger.

Can AI approve payments or claims?

No. Fiduciary decisions such as approve, issue, pay and release stay with people. Stagebots prepare the evidence and route the work.

Who founded StageMachine?

StageMachine was founded by Hasan Malik, a Helsinki-based business leader with over 27 years of global business development experience in telecom and IT across Europe and Asia Pacific. The company traces its roots to October 2014.

How do we start?

Book a demo. We usually begin with one workflow, prove it with your team, and expand from there.

See StageMachine on your own workflow.

Book a demo and we will show you how it runs for your team, with your brand.

Book a demo