One platform, packaged for every industry
Every case. Every stage. Run with AI, decided by people.
StageMachine is one case-based platform for the work that matters: banking, insurance, payments, commerce, manufacturing, logistics, vision and customer engagement. Stagebots do the legwork inside each case, on StageIntelligence, our private range of mission-specific models. People keep the decisions that carry responsibility.
A decade of platforms for banks, insurers, telcos, retailers and governments












Thai GovernmentOne platform.
Packaged for every industry.
StageMachine Enterprise is the core. Industry products switch on as feature-flagged modules, and Stagebots on StageIntelligence work inside every case.
Industry products on one core. Stagebots on StageIntelligence inside every case. Your existing systems underneath.
StageMachine Enterprise
The core platform: cases, StageContracts, permissions, Backstage and Stagebots. Fiduciary decisions stay with people.
Explore Enterprise AI layerStagebots on StageIntelligence
Private, mission-specific models, one per capability. Enterprise-grade with zero data retention today; privately hosted models per customer are rolling out.
Explore StageIntelligence Consumer, business and trade bankingFormerly P3StageMachine Banking
Consumer, business and trade banking that runs next to your core, as cases with Stagebots.
Explore Banking General, life, claims and reinsuranceFormerly P3StageMachine Insurance
General and life insurance, claims and reinsurance, from first quote to final settlement.
Explore Insurance Cross-border, retail, online, cards and tokenisedFormerly P3StageMachine Payments
Cross-border, retail and online, and card and tokenised payments, with every exception run as a case.
Explore Payments Commerce, subscriptions and fulfilmentStageMachine Commerce
Ordering, subscriptions and fulfilment for venues, retailers, telcos and online operators.
Explore Commerce Production, quality, suppliers and maintenanceStageMachine Manufacturing
Production orders, quality, supplier and procurement, and maintenance run as cases, with quality release kept human.
Explore Manufacturing Shipments, tracking, warehouse, carriers and customsStageMachine Logistics
Shipments, real-time tracking, warehouse, fleet and carriers, and customs, on StageMachine Enterprise with real-time features.
Explore Logistics Machine vision and video analyticsStageMachine Vision
Machine vision for safety, quality and security, with human review. Every detection becomes a case.
Explore Vision Customer engagement and supportStageMachine Engage
Customer engagement and support for any business that serves end customers: video, AI agents and WhatsApp, with people who take over when it matters.
Explore EngageRun it, secure it, or operate it together.
Most organisations do not have the in-house skills to run advanced AI systems, and cyber risk is much higher than before. Choose how much of the work we take on.
Managed Security
We protect your StageMachine environment, its AI layer and the channels around it, so your team is not left watching alone.
Managed Security Run it for youManaged Service
We operate the platform end to end, so your team can focus on customers and decisions instead of infrastructure and models.
Managed Service Operate it togetherJoint Operations
Your team and ours run the platform side by side, with shared tools and clear roles, while your people build the skills to take over as much as they want.
Joint OperationsWhy StageMachine.
Work runs as cases. Policy lives in StageContracts. AI works inside the rules. People keep the decisions that carry responsibility.
The case is the atom
Every piece of work is a case with an entity, a value stream and a stage. Policies, approvals and stage gates live in StageContracts, not custom code.
Stagebots, inside the rules
Stagebots work alongside people as assistants, and as workers that carry out case steps within policy and permissions.
Private AI, built for you
One StageIntelligence model per capability. Today StageIntelligence models are enterprise-grade with zero data retention. Privately hosted models dedicated to each customer are rolling out.
Proven in production
Our banking, insurance, payments and commerce products come from platforms customers have run in production for years.
Proven where it is hardest.
Banks, insurers, exchanges, telcos, arenas and governments have run our platforms in production since 2014.

Soneri Bank: digitalising a conventional bank
Soneri Digital, the bank's consumer digital bank, runs on our platform. Since 2021 we have been Soneri Bank's exclusive attached fintech and AI lab partner.
Read the story
Jubilee Insurance: digitalising insurance
For many years our platform has powered Jubilee Insurance's digital insurance services: customer apps, a claims-ready customer web, and reports and BI based on an AI-based insurance engine.
Read the story
Nokia Arena: at-venue remote ordering
Fans at Nokia Arena skip the queues: they order from their seat, pay on their phone and pick up when their order is ready.
Read the story
Swisscom: Swisscom Pay and subscription offers
A proof-of-concept project for Swisscom Pay and a subscription-offers platform where customers discover products and offers and get exclusive benefits in one place.
Read the story
Watashino Koshimizu: commerce and subscriptions in Japan
In Japan, we deliver a platform for commerce, order management, subscription management and payments for Watashino Koshimizu.
Read the story
Thai Government: flood and drought prediction
Our first major project: a flood and drought prediction platform for water management in Thailand, combining IoT, analytics and decision support.
Read the story“Our partnership with P3 has been transformative. With over half a million active digital service users we continue to invest in our relationship for long term success.”
Built for regulated industries.
The same platform, packaged for the rules, risks and customers of each sector.
Banking
Digital banking, business banking and trade banking that run next to your core, with Stagebots inside every case.
BankingInsurance
Onboard customers faster, let them file claims from anywhere, and run underwriting, claims and reinsurance as cases.
InsurancePayments
Cross-border, retail and online, and card and tokenised payments, with every exception, dispute and break run as a case.
PaymentsTelecoms
Subscriptions, bundles, payments and customer engagement that turn a monthly bill into an everyday brand relationship.
TelecomsCommerce and retail
Ordering, subscriptions, fulfilment and payments, for the customers who buy in the moment.
Commerce and retailManufacturing
Production orders, quality, suppliers and maintenance run as cases with Stagebots, without ripping out your ERP.
ManufacturingLogistics
Shipments, tracking, warehouse, carriers and customs, run as cases on StageMachine Enterprise with real-time features.
LogisticsPublic sector
From flood and drought prediction to citizen services, public systems need platforms that stay under public control.
Public sectorOur story
From Helsinki, 2014.
A Nordic design and AI platform provider that spent a decade building for banks, insurers, telcos and commerce across Asia, Europe and the Gulf.
- 2014
Founded in Helsinki
Founded in October 2014 as a Nordic design and AI platform provider to market-leading businesses.
- 2020
Complete platforms for banking, trade, insurance and commerce
Soneri Bank, PMEX, Jubilee Insurance and Zapp.
- 2021
Commerce, subscriptions and payments in Europe and Japan
Nokia Arena, Swisscom and Koshimizu. The same year, we became Soneri Bank's exclusive attached fintech and AI lab partner.
- 2027
StageMachine
Our banking, insurance, payments, commerce and operating platforms come together as one case-based platform, and the company becomes StageMachine Oy.
Frequently asked questions
What is StageMachine?
StageMachine is one case-based workflow and operating platform, packaged for each industry. StageMachine Enterprise is the core. On top of it sit StageMachine Banking, StageMachine Insurance, StageMachine Payments, StageMachine Commerce, StageMachine Manufacturing, StageMachine Logistics, StageMachine Vision and StageMachine Engage. We can also run it for you, secure it, or operate it jointly with your team.
What are Stagebots and StageIntelligence?
Stagebots are AI assistants that work alongside people and AI workers that carry out case steps within policy and permissions. They run on StageIntelligence, a private range of mission-specific language models, one per capability.
Where does our data go?
Today StageIntelligence models are enterprise-grade with zero data retention. Privately hosted models dedicated to each customer are rolling out.
Do we have to replace our core or accounting system?
No. StageMachine connects to your existing finance and accounting systems, or recommends one where needed. There is no separate StageMachine ledger.
Can AI approve payments or claims?
No. Fiduciary decisions such as approve, issue, pay and release stay with people. Stagebots prepare the evidence and route the work.
Who founded StageMachine?
StageMachine was founded by Hasan Malik, a Helsinki-based business leader with over 27 years of global business development experience in telecom and IT across Europe and Asia Pacific. The company traces its roots to October 2014.
How do we start?
Book a demo. We usually begin with one workflow, prove it with your team, and expand from there.
See StageMachine on your own workflow.
Book a demo and we will show you how it runs for your team, with your brand.