Case study · Banking

Soneri Bank: digitalising a conventional bank

Soneri Digital, the bank's consumer digital bank, runs on our platform. Since 2021 we have been Soneri Bank's exclusive attached fintech and AI lab partner.

Soneri Digital banking app screens

The challenge

Digitalise a conventional bank: give customers a complete, modern digital banking experience and give the bank the platform to keep launching new services.

What we built

With the components behind StageMachine Banking, the bank launched Soneri Digital, a complete digital banking app covering e-onboarding, digital identity and engagement, biometric login, A2A and P2P transfers, payments, bill payments, top-ups, remittances, savings, multi-currency, charity donations, mortgage, car finance, insurance, card management, spending overviews, limits and fraud controls.

Business banking

We are also building the bank's digital business banking: payments, collections, payroll and RAAST bulk payments for corporate and SME customers. The RAAST assisted service has been live since July 2026.

The partnership

Since 2021 we have been Soneri Bank's exclusive attached fintech and AI lab partner in Pakistan, with the bank's core system of record kept in place.

OutcomeWith the components behind StageMachine Banking, the bank has one of the most innovative digital banking services in South Asia.

“Our partnership with P3 has been transformative. With over half a million active digital service users we continue to invest in our relationship for long term success.”

Amin Feerasta, Chairman of the Board, Soneri Bank [CONFIRM: title; p3.fi says CEO, internal notes say Board Chairman]
Soneri Digital features: payments, transfers, top-ups and more
Soneri Digital features: payments, transfers, top-ups and more

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